Keep in mind that the physical inspection is not so that the buyer can have a laundry list of items that they want repaired. It is a way for the buyer to discover the overall condition of the property. I advise my buyers that they should expect to have a property that is in good working condition, especially if they are paying full asking price. If they are paying below the asking price, then often the property will be sold “as is” and not many, if any, repairs will be made.
Thursday, February 26, 2009
The other reason for this walk
Keep in mind that the physical inspection is not so that the buyer can have a laundry list of items that they want repaired. It is a way for the buyer to discover the overall condition of the property. I advise my buyers that they should expect to have a property that is in good working condition, especially if they are paying full asking price. If they are paying below the asking price, then often the property will be sold “as is” and not many, if any, repairs will be made.
Image the mess if the
The purchase contract here in California stipulates that the buyer has the right to a final walk thru inspection within 5 days of the close of escrow. The purpose for this is to confirm that the property is in the same general condition as when the buyer wrote the offer.
In this case
Wednesday, February 25, 2009
just like he or she would pay any vendor
Matt: I heard you say something about a virtual assistant being professionally trained in the skill of drafting bankruptcy petitions. Where do they get their training — from the paralegal who sold The Lawyer Assistant?
Dennis: Yes, her company is 713Training.Com and you can review all the training materials Victoria Ring developed at http://www.713training.com. Victoria now dedicates all her time and efforts to training this high level skill and the number of professionally trained virtual bankruptcy assistants is growing every day.
Matt: One more thing — do you know of any problems people have had hiring virtual assistants?
Dennis: Yes. Like anything else — nothing is perfect. One attorney told me he hired a virtual assistant, sent her five petitions to draft and she went on
Virtual assistants
to electronic court records to conduct criminal record searches to
ensure there are no additional debts the client has not revealed.
Virtual assistants are paid like any other vendor.
They never share fees and work under the sole discretion
of the attorney just like your office staff.
Matt: Of course not.
Dennis: A virtual assistant is just like any employee that works at your law firm. The only difference is that a virtual assistant does the same job except at a separate location and communicates via the internet.
In fact, I spoke with several Trustees who told me the issue of "sharing fees" normally relates to people who find clients for the attorney and are paid a commission for each new client they get. It is illegal to attempt or force to attempt someone to make the decision to file bankruptcy. "Head hunters" (as they are known) will use any sales tactic they can to get clients for the attorney since they receive a commission for each one.
Virtual assistants (just like your employees) play no role in obtaining clients for attorneys. Therefore, the attorney is never "sharing fees" with the virtual assistant. Instead, the attorney pays the virtual assistant
Monday, February 23, 2009
7. There was no additional office equipment to
buy or maintain. This is a big savings for businesses
who utilize virtual assistants. Also, virtual assistants are
responsible for the expense of their equipment failure
or software upgrades so the business owner never has
to worry about these overhead costs.
I converted the mother-in-law suite at my home into an office,
hired three virtual assistants and operate my entire bankruptcy
and divorce law practice from my home. I immediately saved
$3,500 per month in overhead costs.
Page43
wanting to have an exclusive telephone line where the
virtual assistant answered the phone with the business
owner's company name — a second cell phone or
telephone line was installed at the virtual assistant's
office. This way, the virtual assistant knew that when
this particular phone rang, they were to answer it
something like: "Brown, Jones and Campbell (or
whatever)." But for some smaller companies who
simply forwarded their company phones to the virtual
assistant, the virtual assistant answered the phone
with a greeting like: "Hello, this is Beth. May I help
you?" This generic greeting worked well for some
business owners and no additional expense of a
second cell phone or telephone line was necessary.
Virtual assistants often have obtained a higher level of
education before starting their businesses. This provides
attorneys with highly educated assistants at a lower cost
compared to hiring an onsite paralegal with a college degree.
How to Increase Profits for Your Law Firm
written by http://www.713training.com
Saturday, February 21, 2009
Start to paper trade first to be familiarized with the trading
platform.
2. Trade less and be more selective per trade.
3. Do not over trade, maximum trades – 70% of funds.
4. Start with 1 contract size and increase slowly.
5. Do not trade during the 1st trading hour.
6. Do not chase, be patient – Wait.
7. Make sure all the signals are in line before executing the trade.
8. Don’t trade the news.
9. Never average down your losing position.
10. Cut you losses quick and without hesitation.
11. Always use protective stops.
12. When losing bad, stop trading, take a small break or back to
paper trade.
Rules to follow in becoming a better trader
Mastering a trading system alone would not however automatically
insulate you from losses. It must always be remembered that the
overriding rule is for one to exercise the required discipline every time,
without compromise. Self-governing rules and regulations must be
strictly enforced via self-discipline, so that you will not break any of
the trading rules laid down and you will not be reckless in your trade
and go into the punter’s mode. Having a system to trade can develop
winning habit and the incisiveness to be committed to trade only if you
are able to find high probability trades and become a better trader.
Here are some of the trading rules that I have set up as my trading
parameters.
Tuesday, February 17, 2009
Winter morning mist are knife murder
Chinese medicine health winter warm knife murder
Winter health care There are many ways to sum up, there is nothing more than mental health, food health and personal health.
First, this quiet, maintenance spirit of winter to the stability and quiet as the fundamental, in order to maintain a pleasant spiritual and emotional stability. "Huang Di Nei Jing" Medium "so that if the V-chi if Punic, if , if you win some and" the means that should be avoided in winter, a variety of adverse emotional disturbances and stimulation, so that feeling will always be in a state of being indifferent to the quiet , when they should be hidden, kept secret, so that a quiet mind freely, so that their inner world is full of optimistic emotional pleasure.
Second, many food warm, deprivation cold in winter to keep in good health health food supplement. Traditional health science of food is divided into cold, warm, flat of three categories. Cold winter, people warm in order to keep out the cold should be eating many foods with a warm nature, and less consumption of cold food cold. Warm food, including the nature of glutinous rice, sorghum, rice, chestnut, jujube, walnut, almonds, scallions, parsley, pumpkin, ginger, green onions, garlic and so on.
Are three bed early evening, warm from the cold winter in the fresh air You keep in good health, " sunset and income." In the winter to ensure that adequate sleep is particularly important to learn from the traditional health perspective, an appropriate increase in the winter sleep is conducive to the human body and sex fluid yang of potential savings, so that the human body to achieve "Yin Pingyang Peru, the spirit is the government" health.
Studies have shown that air pollution in early winter, the most serious, a variety of toxic and harmful gas due to a drop in night temperature deposition on the surface, only to be out of the sun, the surface temperature before rising into the air to disperse.
Especially in the winter often have early morning fog, fog is not only causing inconvenience to traffic, but also damage human health, since ancient times "knife murder autumn and winter" theory. According to the determination of droplet in a variety of acids, alkalis, salts, amines, phenols, dust, harmful substances such as pathogenic microorganisms ratio several times higher than the raindrops. If the early morning fog in winter training, with the increase in amount of exercise, breathing people is bound to deepen and speed up will be more exposure to hazardous substances in fog, and induce or aggravate bronchitis, respiratory infections, pharyngitis, conjunctivitis, etc. many diseases.
Morning enjoy a lot of middle-aged and elderly, in the winter out exercise, in fact, this is not a physical exercise, which is in a blind toss about, are in the "ruin" her body, often the case, is bound to produce serious illness!
In winter the cold weather, the interior temperature must be appropriate, at room temperature to 18 ℃ ~ 25 ℃ the most suitable, the indoor temperature too high or too low on health. Interior temperature is too high, this will result in indoor and outdoor temperature difference is too large, easy to trigger a flu; interior temperature is too low, the body of long-term living in low-temperature environment easily lead to respiratory diseases and cardio-cerebral vascular diseases. Bedding should be based on the thickness and temperature changes in an appropriate adjustment to the human feeling for the degree of warmth without sweating. The coat worn out cotton cloth should be appropriate to soft light, warm body.
In winter the body would also like to pay special attention to the warm parts of the neck, back and feet.
One should pay attention to the neck warm. Some people in the winter and difficult to cure persistent cough, close look, because the original is exposed to wear clothing from the neck opening, so that cold air caused by direct stimulation of the trachea, and a change of clothing and high-necked wool added after the symptoms then disappeared.
Second, attention should be paid back warm. Back are the body's yang yang, cold and other evil easily penetrated through the back outside the sensitivity caused by diseases, respiratory diseases and cardio-cerebral vascular diseases. Attention back warm, wear cotton vests, sleeping whenever we warm back, to avoid invasion to avoid injury yang.
Attention to three feet are warm. Adequate for human existence, are Sanyinjiao by the beginning of the end of Sanyang, as with the human body twelve meridians, organs, blood is linked to. As the saying goes "cold starting from the foot," because the legs away from the heart, insufficiency, less heat, poor insulation strength, therefore the foot warm is very important. Attention during the day apart from the warmth of the foot, the feet with hot water every night insisted the body can promote blood circulation, strengthen the body has defense capability and eliminate fatigue, improve the role of sleep.
Man how "sleep" before health?
Men's health movement sleep TCM
One's life must be one-third of the time spent in bed, it is no exaggeration to say that sleep is a great source of healthy men.
Man then how can we sleep good sleep healthy come from?
First of all, we fall asleep and wake up on time to develop good habits, sleep and awakening followed the turn of objective laws. In this way, stability will be able to sleep, the cortex cells to avoid excessive fatigue. As we all know, a strict system of work and rest is not only a guarantee of creative work, but also for such as sleep and awakening for the significance of physiological processes is also significant. Strict compliance with the schedule will enable us to sleep and the awakening of the process - even as a conditioned reflex may have done - to a more natural, to carry out more profound.
In addition, the nervous before going to bed not to carry out mental and avoid strenuous exercise or manual labor. Instead, it should be a walk in the outdoors to minimize subjective stimulation. Men exciting character easily, before going to bed not suitable for an exciting speech, inappropriate touching, look books, not watch it for a long time should not forget the movies or theater. Dinner not too late, we should not overeat. Should eat light easily digestible food, the attention of many fresh vegetables and a certain proportion of grains, to maintain patency stool. Sauce should not use too heavy.
Evening should not be smoking, not suitable for drinking purposes, such as irritation of strong tea or coffee drinks, not to drink too many soft drinks, tea and coffee, etc. will stimulate the brain, the brain is not easy to enter the inhibitory state.
juice and too much flow will lead to increase in the number of urine is not conducive to sleep again. As we all know, before going to bed brush your teeth, wash your face is necessary. But also cultivate the habit of washing with warm water, which can promote blood circulation of lower extremities and is conducive to sleep soon. Conditional can with warm water or hot water bath. Before going to bed to take off his coat and underwear to wash the right time, conditional, you can wear loose jackets, blankets to keep clean, to keep dry in order to maintain dry and kill the bacteria.
Men before going to bed "Three three bogey appropriate"
A man's life, many have one-third of the time is spent in sleep. Normal good sleep, can regulate physiological function, the nervous system to maintain balance in life are important. Bad sleep less than the next day will make a Man confused, the body can not afford. This shows that the sleep and health, the relationship between work and study very closely. To get a good night's sleep, attention to appropriate bedtime Three three bogey very important.
Three are advised to:
First, take a walk before going to bed. "Purple rock hidden health book," Have theory: "sleep when the trip around the room a thousand step-by-step, beginning on the pillow. ... ... To build the God of labor, labor rates are thinking, moving and seeking a very static."
Second, foot bath before going to bed, "before going to bed hot feet, sleeping pills to win." Washing with warm water before going to bed 15-20 minutes, so that vasodilator feet to promote blood circulation, is easy to fall asleep Township.
Third, brush their teeth before going to bed. "Book-saver," says: "Any day diet drugs, and the plot line in the teeth, the teeth were good at raising."
"Bogey three" are:
Eat three square meals a one bogey, you can eat supper into 78. Do not eat before going to bed so as not to aggravate gastrointestinal burden.
Second, avoid excessive entertainment. Bedtime should not watch the film and television scenes of intense drama and the game, do not talk about sad or nostalgic frightening thing.
Three anti-drinking strong tea and coffee. So as to avoid frequent urination and mental effects of sleep excited. In addition, attention should be paid to night-time environment is comfortable, clean bedrooms, the air flow to healthy.
The spring on how to prevent and treat acute and chronic laryngitis?
TCM chronic pharyngitis pharyngitis pharyngitis chronic laryngitis
Pharyngitis is a very common disease of the upper respiratory tract infection, often caused by the common cold, almost every person's life experiences have had the disease, but some people are to lighten the patient's condition, and some people more heavily, Some people easily, and some people do not get it. More susceptible to pharyngitis who does?
First: the habit of tobacco and alcohol people;
The second is: are often fatigue;
Three are: the spirit of oppressed people;
Four are: the poor working and living environment, lack of sunlight a person;
Five are: frequent contact with people who have stimulating substances, such as in the mill, tannery, feather factory, cigarette factory workers, or inhalation of toxic chemicals and gases, such as chlorine, bromine, ammonia, etc.; frequent contact dust the people of teachers, sanitation cleaners; with voice over, people who pay no attention to audible Ways! Are susceptible to the crowd!
Six are: lack of exercise usually on cold, hot, wet, dry and other undesirable stimulate poor adaptability.
The development process of pharyngitis, the patient speak and sometimes ambiguous or hoarse voice, which is the performance of heavier patients, consideration should be given the following reasons:
1, pharyngodynia dramatic swelling of the soft palate Obviously, activity limitation, the impact of some phoneme issue, pharyngeal cavity resonance effect on the voice weakened, therefore ambiguous speech sounds. If the secondary pharyngeal clearance around the wrist of the inflammation and swelling, then the symptoms become more pronounced.
2, pharyngeal inflammation affecting the larynx, leading to acute laryngitis, hoarseness appeared, and even voice and laryngeal do with pain, array cough, dyspnea易致children, life-threatening. Therefore, the pharyngitis patients, especially children speak once the voice of change, must be given enough attention to the hospital for timely treatment.
According to ENT experts National Statistics, the National Chronic laryngitis disease rate is as high as 87.3 percent, and regardless of the South and the North, the northern region in general in patients with more severe symptoms, and chronic pharyngitis also can not be prevented, as can not be prevented, like a cold virus, anti - repeatedly,
Human pharynx is the throat where the body is important, the only way to breathe diet can play defense should not kill bacteria, viruses, etc., depend on pharyngeal lymphoid tissue plays an immune function, repeated colds and other viral upper respiratory tract infection, will aggravate the pharyngeal lymphoid follicles and compensatory hyperplasia of the mast, a series of chronic pharyngitis symptoms and general malaise,
First of all chronic pharyngitis pharynx mucosa will lead to emergence of pathological changes in immune function of pharyngeal lymphoid tissue to reduce or even loss of function, making these bacteria has run into the body, causing inflammation of throat infection spread to other systems can be complicated by respiratory and chronic bronchitis, nephritis , heart disease, etc.; long-term inflammatory pharyngeal secretions were may cause dyspepsia, esophagitis, gastritis, enteritis; toxin absorption can cause dizziness, headache, fatigue, decreased energy, weight loss, low heat, such as whole-body reaction. Therefore, we attached great importance to arouse, but you should never ignore the chronic pharyngitis.
[Clinical manifestations]
Or pharyngeal discomfort, or foreign body sensation, dry, itchy feeling, burning sensation, micro-pain, flu-attached things to stimulate the flu. More than the feeling can be induced by short regular and frequent irritant dry cough, early morning than the theater, and easily lead to good. Manifested in the use of the above-mentioned excessive noise, climate change or inhalation of cold air, alcohol and tobacco may increase after.
After many years of my clinical practice, the use of Chinese medicine treatment and Differentiation "tillage treatments" (cut-branded therapy) in the treatment of acute and chronic pharyngitis, tonsillitis, has received significant therapeutic effect!
"Tillage treatments" First of all lesions in the throat mucosal site, the implementation of a 7-8 seconds of cutting governance minor (prick), using scalpels to hyperplasia or hypertrophy, or lymphoid follicles, or drying shrinkage of mucosal tissue puncture, the patients required sublingual powder medicine, so in about 10 minutes will be able to achieve the best absorption. Such treatment, there is no pain, no side effects, rapid onset. In addition, according to patients with different causes and different symptoms, diagnosis and giving of treatment in patients with Chinese medicine decoction per day, sooner or later, the first time. When clinical symptoms disappeared, the lesion site of the throat mucosal hyperplasia, lymphoid follicles, drying shrinkage of the total elimination of the Organization, the normal mucosal function recovery after the implementation of acupuncture twice baked governance that have been recovered. Clinical practice has proved substantial: tillage therapy cure rate as high as 98%.
"Tillage therapy", highlighting the characteristics of traditional Chinese medicine is the treatment of domestic and international pharyngitis leading medical results, it has no pain, quick, short course of treatment, the advantages of a high cure rate, to a large number of chronic laryngitis Gospel patients.
[Prevention and nursed back to health]
1. Keep the premises clean and humid air, indoor non-smoking, not to have to stimulate the items on the interior smell. Health furnace for heating the home, placed in a pot of water on the stove in order to improve the dry environment.
2. Deprivation has and irritating food.
3. Pharynx to quit smoking, many patients lack the determination to quit smoking, resulting in very poor medication treatment, it must be to quit smoking chronic pharyngitis.
4. Avoid excessive use of sound, speech. Attention to rest, reducing physical exertion, appropriate exercise. Have systemic disease should be active treatment.
5 adhere to the short warm saline gargle at bedtime and after meals, on the pharyngeal mucosa has the role of good maintenance.
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